Current Mortgage Rates

3 ways to purchase your 30 year fixed*

Low Closing Costs

Under this plan you get the best rate and pay your normal closing costs and prepayables (Tax, Insurance, and prepaid interest).

No Closing Costs**

Same as the Low Closing Costs except you do not pay any of the closing costs, even the application fee you put up initially is credited back at final closing. You are still required to pay the tax and insurance escrows and prepaid interest. These are known as the prepayables. If you are refinancing, in most cases a good deal of this is funded back to you when you pay off your present mortgage. You will pay a higher interest rate than the low closing costs plan but you have to put up less cash at closing. This play is good for someone that is going to stay in the house a very short time (under 3 years).

No Closing Costs with Tax and Insurance waiver**

It's the same as the no closing cost except you pay your taxes and insurance yourself directly and do not have to put up any tax and insurance escrows. This plan is available only on 80 LTV and lower.